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Your future deserves to be protected, and we're here to make sure you get the justice and compensation you need to move forward. Reach out to the Calvert Law Firm today and take the first step toward reclaiming your life after a truck accident.

Navigating the aftermath of a truck accident in Oklahoma City can be overwhelming, especially when it comes to trying to figure out the compensation you may be entitled to. At the Calvert Law Firm, we recognize that truck accidents often result in significant physical, emotional, and financial challenges.

Our dedicated team of Oklahoma City truck accident lawyers  is here to guide you through the complex legal landscape, ensuring you understand your rights and the full extent of compensation available to you after being injured in a truck accident. Whether you're dealing with medical bills, lost wages, or pain and suffering, we are committed to helping you secure the compensation you deserve.

Modified Comparative Fault and Oklahoma’s Fault System

Understanding the distinction between fault and no-fault states is crucial when navigating a car or truck accident claim. In fault states like Oklahoma, the at-fault party is responsible for covering the damages, making it essential to prove who was responsible for the accident.

At-Fault Insurance System

Oklahoma is an at-fault insurance state, meaning that the party responsible for causing the accident is also responsible for covering the damages. After a truck accident, the injured party has the right to file a claim directly with the at-fault driver's insurance company. This system contrasts with no-fault insurance states, where each party's insurance typically covers their damages regardless of fault. In Oklahoma, proving fault is crucial for securing compensation, which makes gathering evidence, documenting the accident, and consulting with an experienced attorney essential steps in the aftermath of a truck accident.



Modified Comparative Fault

Oklahoma operates under a modified comparative fault system, which significantly impacts how compensation is determined in personal injury cases, including truck accidents. Under this system, each party involved in an accident can be assigned a percentage of fault based on their actions leading up to the incident.

If you are partially at fault for the accident, your compensation will be reduced by your percentage of fault. For instance, if you are found to be 20% at fault, your potential compensation would be reduced by 20%. However, if your fault exceeds 50%, you may be barred from recovering any compensation at all. This rule encourages all parties to act responsibly and acknowledges that fault in an accident can be shared.

Understanding Oklahoma’s fault system and modified comparative fault rule is critical when pursuing compensation after a truck accident. Because truck accidents often involve multiple parties, such as the truck driver, trucking company, or even vehicle manufacturers, determining fault can be complex.

Oklahoma’s modified comparative fault system means that even if you share some responsibility for the accident, you might still be entitled to compensation. However, working with a skilled truck accident attorney in OKC who can help establish fault, gather evidence, and navigate the insurance process is vital to ensuring that you receive the maximum compensation available under the law.

Damages Available in an Oklahoma City Truck Accident Claim

Understanding all of your damages and losses after a truck accident is crucial to ensuring you receive fair compensation. Truck accidents often lead to a wide range of impacts, from immediate medical expenses and lost wages to long-term emotional suffering and reduced quality of life.

By fully identifying and documenting each aspect of your losses, whether they are economic or non-economic, you can build a comprehensive claim that accurately reflects the true extent of your injuries.

Here are the types of damages generally available after a truck accident.

Economic Damages

Economic damages are intended to compensate for the direct financial losses incurred as a result of the accident. This can include medical expenses, such as hospital bills, surgery costs, rehabilitation, and any ongoing treatment needed for recovery. Additionally, economic damages cover lost wages for the time you are unable to work due to your injuries, as well as loss of future earning capacity if the injuries affect your ability to work long-term. Property damage to your vehicle or other personal belongings is also recoverable under economic damages.

Non-Economic Damages

Non-economic damages are more subjective and compensate for the intangible losses experienced after a truck accident. This includes pain and suffering, which refers to the physical pain and emotional distress endured due to the accident. Non-economic damages can also include loss of consortium, which addresses the impact of the injuries on your relationship with your spouse, as well as loss of enjoyment of life if your injuries prevent you from participating in activities you once enjoyed.

Punitive Damages

In some cases, punitive damages may also be available. These are not meant to compensate for a specific loss but rather to punish the at-fault party for particularly reckless or malicious behavior. Punitive damages are awarded in rare circumstances where the conduct of the at-fault party was especially egregious, such as in cases involving drunk driving or blatant disregard for safety regulations.

Understanding the types of damages available in an Oklahoma City truck accident claim is essential for ensuring that you receive fair compensation. Working with an experienced truck accident attorney can help you accurately assess your damages and advocate for the full compensation you deserve.



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Factors That Can Impact Your Compensation

Several factors can significantly impact the amount of compensation you receive after a truck accident in Oklahoma City. Understanding these factors is key to building a strong claim and securing the maximum compensation possible.

  • Degree of Fault: One of the most critical factors is the degree of fault assigned to each party involved in the accident. As stated previously, under Oklahoma’s modified comparative fault system, your compensation is directly influenced by your percentage of fault. If you are found partially at fault for the accident, your compensation will be reduced proportionately. However, if your fault exceeds 50%, you may be barred from recovering any damages at all.
  • Severity of Injuries: The extent and severity of your injuries also play a considerable role in calculating compensation. More severe injuries that require extensive medical treatment, result in long-term or permanent disability or cause significant pain and suffering will typically result in higher compensation. This includes not only the cost of immediate medical care but also the potential need for ongoing treatment, rehabilitation, and future medical expenses.
  • Impact on Earning Capacity: If the accident affects your ability to work, either temporarily or permanently, this will also influence your compensation. Lost wages for the time you are unable to work and loss of future earning capacity due to a disability or reduced ability to perform your job are important considerations in your claim. The greater the impact on your earning potential, the higher the potential compensation.




  • Evidence and Documentation: The strength of the evidence and documentation supporting your claim can significantly affect your compensation. Thoroughly documenting the accident scene, your injuries, medical treatment, and any other relevant details will help establish liability and demonstrate the full extent of your losses. Additionally, gathering evidence such as witness statements, accident reports, and expert testimony can strengthen your case and lead to a more favorable outcome.
  • Insurance Policy Limits: Finally, the insurance policy limits of the at-fault party can impact the amount of compensation you receive. If the at-fault driver’s insurance coverage is insufficient to cover your damages, you may need to explore other possibilities for financial compensation, including your own underinsured/uninsured motorist coverage or pursuing a lawsuit against the at-fault party directly.

Understanding these factors and how they interact is crucial for maximizing your compensation after a truck accident. An experienced Oklahoma City truck accident lawyer from the Calvert Law Firm can help navigate these complexities, ensuring that all relevant factors are considered and that you receive the compensation you deserve.

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The Calvert Law Firm

At the Calvert Law Firm, we understand the devastating impact a truck accident can have on your life. The physical pain, emotional trauma, and financial strain can be overwhelming, leaving you unsure of where to turn for help. Our experienced Oklahoma City truck accident lawyers are dedicated to providing compassionate and skilled legal representation to guide you through this challenging time.

We are committed to thoroughly investigating your case, gathering the necessary evidence, and advocating fiercely on your behalf to ensure that your rights are protected and that you receive the compensation you deserve. Whether you are dealing with mounting medical bills, lost wages, or the long-term effects of your injuries, we stand by your side every step of the way, offering personalized attention and unwavering support.

If you or a loved one has been injured in a truck accident in Oklahoma City, don't face the aftermath alone. Contact the Calvert Law Firm today by calling (405) 848-5000 to schedule a free consultation , and let us help you on the path to recovery and justice.

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